The Municipality of WestLake-Gladstone council has passed a borrowing by-law.  Mayor David Single says this gives them authorization to borrow one million dollars from Stride Credit Union, noting it's something the municipality does every year.  Single says if enough tax money doesn't come in on time, they need to have funds to cover expenses.  He adds quite often they actually use very few of the borrowed funds, but they do have to be covered just in case.